FINANCIAL ISSUES

STOP EVERYTHING! There are many highly qualified professional financial planners and financial planning tools available but before you engage with any of them you need a clear view of your values and passions. Once you understand those you can begin to align your financial goals.

Don't automatically take your current expenses, deduct what you don't think you will need anymore and adjust for inflation. Perhaps you have lived the "American dream" of owning your own home, complete with yard and taxes. Is your real passion lifelong learning? Would you be happier in a small condo near a college campus? When you can "see" your future, use traditional financial planners and resources to plan for it.

What are your short-term goals?

What are your long-term goals?

Do you understand fundamental concepts of money management?

Do you know how to develop a budget?

Do you understand total cost of ownership?

Educate yourself at the "people's university"... your local library. Consider a money management course. When you feel comfortable with financial "lingo" contact a professional financial planner.